In order to control the water quality in rivers or lakes, it is needed to evaluate accurate amount of pollutant loadings from watersheds. The daily pollutant loadings were simulated using the pollutant loading calculation model which was composed of mathematical equations superimposed on the TANK model. The calibration of runoff and pollutant loading parameters were carried out with observed data, using a trial-and-error method. In addition, the proposed model was applied to evaluate its applicability for the representative watershed, the Bokha river watershed, Icheon city, Korea. The parameters of SS and T-P showed large values in the first tank while T-N showed large in the second tank. As a result of simulating the daily pollutant loadings by the pollutant loading calculation model, all of SS, T-N and T-P loadings were increased or decreased according to the amount of runoff discharge. Especially, it was apparent that SS and T-P loadings were significantly influenced by the runoff variation when it was rain. These results could partly explain that SS and T-P would occur mainly from the surface runoff while T-N would occur from both surface and subsurface flow.