A two-dimensional FEM program, which considers bending effects in the membrane fromulation, was developed under plane strain assumption for analyzing forming processes of an arbitrarily shaped draw-die of automotive panels. For the evaluation of bending effects with membrane elements, the bending equivalent forces and stiffnesses are calculated from the bending moment computed using the changes in curvature of the formed shape of two membrane ones. The curves depicted with 3 nodes are described by a circle, a quadratic equation, and a cubic equation, respectively, and in the simulation of the stretch/draw sections of an automotive inner panel, three different description results are compared each other. Also, the bending results are compared with membrane results and measurements in order to verify the validity of the developed program.