A nonlinear semi-three-dimensional layered finite element procedure is developed for cracking and failure analysis of reinforced concrete beams and the spandrel beam-column-slab connections of flat plates. The layered element approach takes the elasto-plastic failure behaviour and geometric nonlinearity into consideration. A strain-hardening plasticity concrete model and a smeared steel model are incorporated into the layered element formulation. Further, shear failure, transverse reinforcement, spandrel beams and columns are successfully modelled. The proposed method incorporating the nonlinear constitutive models for concrete and steel is implemented in a finite element program. Test specimens including a series of reinforced concrete beams and beam-column-slab connections of flat plates are analysed. Results confirm the effectiveness and accuracy of the layered procedure in predicting both flexural and shear cracking up to failure.