The effect of radiation heat transfer was investigated under various operating conditions in a circular tube with circumferential fins and circular disks. Using a finite volume technique(FVM) for steady laminar flow, the governing equations were derived in order to simulate the flow and temperature fields. In addition, the P-1 approximation and the Weighted Sum of Gray Gas Model(WSGGM) were used for the radiation transport equation(RTE). From the results, radiation heat transfer was significant compared to convection heat transfer. These results will be applied to the design of the heat exchanger for a condensing bolier, which were developed for domestic heating.