A hydrologic and water quality monitoring network were established in the Balkan-reservoir watershed, which has 29.79 $km^2$ in size, to analyze the characteristics of pollutant loading from an agricultural small watershed. Soil type, land use, hydrologic soil group, population and livestock were also surveyed to make clear the pollutant sources and to calculate the pollutant loadings by the unit loading factor method which was proposed by the Ministry of Environment. From the 5-year hydrologic monitoring results, sub-watersheds located in the upstream of the reservoirs showed higher average runoff ratio. The calculated daily pollutant loadings by the unit loading factor method from HP#2 sub-watershed in the downstream of Balkan reservoir, were much greater than observed.