Unbalanced systems, such as distribution systems, have difficulties in fault locations due to single-phase laterals and loads. This paper proposes new fault locations developed by the direct three-phase circuit analysis algorithms using matrix inverse lemma for the line-to-ground fault case and the line-to-line fault case in unbalanced systems. The fault location for balanced systems has been studied using the current distribution factor, by a conventional symmetrical transformation, but that for unbalanced systems has not been investigated due to their high complexity. The proposed algorithms overcome the limit of the conventional algorithm using the conventional symmetrical transformation, which requires the balanced system and are applicable to any power system but are particularly useful for unbalanced distribution systems. Their effectiveness has been proven through many EMTP simulations.