This study investigates the seasonal variation and spatial distribution characteristics of pollutant load, as executing the quality valuation of pollutant load inflowing into Yeong-il Bay from on-land including the Hyeong-san River. Annual total pollutant generating rate from Yeong-il Bay region are 202ton-BOD/day, 620ton-SS/day, 42ton-TN/day, and 16ton-TP/day, respectively. Particularly, the generating ration of the pollutant loads from the Hyeong-san River is greater than that of any other watershed of the Yeong-il Bay, of which BOd is about 78.2％, SS 88.5％, T-N 62.5％, T-P 73.1％, As calculating Tank model with input value of daily precipitation and evaporation of 2001 year in drainage basin of the Hyeong-san River, the estimated result of the annual river discharge effluence from this river is 830106㎥, As a result to estimating annual effluence rate outflowing at the rivers from each drainage basin. annual inflow pollutant rates are 10,633ton-BOD/year, 19,302ton-SS/year, 15,369ton-TN/year, 305ton-TP/year, respectively. The population congestion region of the Pohang-city is a greater source of pollutant loads than the Neang-Chun region with wide drainage area. Therefore, the quantity of TN inflowing into Yeong-il Bay is much more than T-P. The accumulation of pollutant load effluenced from on-land will happen at the inner coast region of Yeon-il Bay. Finally, We would make a prediction that the water quality will take a bad turn.