The air-side particulate fouling of the HVAC heat exchangers degrades the performance of cooling capacity, pressure drop across a heat exchanger, and indoor air quality. The purpose of this study is to investigate the fouling characteristics using accelerated particle loading system. The fouling characteristics are analyzed as functions of a dust concentration, a face velocity and a wet or dry surface condition. The pressure drop increases with increasing test operation and reaches constant asymptotic level. For the saturated condition due to particle loading, the pressure drop across the slitted finned-tube heat exchangers at the face velocity of 1 m/sec increases up to 57% and the cooling capacity decreases about 2%. The cooling capacities are not affected greatly by the presence of the fouling deposits if the thickness of the fouling deposits can not change substantially the flow pattern through the fins.