This paper presents a study on defects in pearlite lamella structure of high carbon steel by means of finite-element method(FEM) simulation. High-carbon pearlite steel wire is characterized by its nano-sized microstructure feature of alternation ferrite and cementite. The likely fatigue crack is located on interface of the lamella structure where the maximum amplitude of the longitudinal shear stress and transverse shear stress was calculated during cyclic loading. The FEM is proposed for maximum shear stress from loading of lamella structure, and a method is predicted to analyze the likely fatigue crack generation. It is possible to obtain the important basic data which can be guaranteed in the ductility of high carbon steel wire by using FEM simulation.