It is known that coal-derived fly ashes have the unique chemical composition and mineralogical characteristics. Since iron oxides in coal fly ash are enriched with heavy metals, the subsurface media including soils, underground water, and sea water are highly likely contaminated with heavy metals when the heavy metals are leached from fly ashes by water-fly ash interactions. The purpose of this study was to investigate how indigenous bacteria affect heavy metal leaching and mineralogy in fly ash slurry during the fly ash-seawater interactions in the ash pond located in Dangjin seashore, Korea. The average pH of ash pond seawater was 8.97 in nature. Geochemical data showed that microbial activity sharply increased after the 7th day of the 60-day course batch experiments. Compared with other samples including autoclaved and natural samples, ${SO_4}^{2-}$ was likely to decrease considerably in the fly ash slurry samples when glucose was added to stimulate the microbial activity. Geochemical data including Eh/pH, alkalinity, and major and trace elements showed that the bacteria not only immobilize metals from the ash pond by facilitating the chemical reaction with Mn, Fe, and Zn but may also be able to play an important role in sequestration of carbon dioxide by carbonate mineral precipitation.