Many researches on fire risk for normal electric wiring have been pursued in advanced countries such as the USA and Japan, but comparative studies of the partial disconnection and normal state of electric wires have not been conducted. Detection system for the cause of partial disconnection is not developed and prevention countermeasure for electrical fire by the cause is not effective. Therefore, in this paper, partial disconnection characteristics on electric wires were derived and analyzed by experiment and electrical-thermal finite element method(Flux 3D) on the model wires which consist of VCTF(PVC insulated PVC sheathed Cap Tyre Flexible Cord, KS C 3304) and IV(lndoorwire PVC, KS C 3302). VCTF is used in wiring portable electric appliances and the IV is used indoors. Interrelationships between partial disconnection premonitory symptom and current were derived and analyzed by the characteristics based on experiments and thermal analysis for electric wire according to current under normal state and 200% overload state of rated current.