The purpose of the present study is to investigate the convective heat transfer characteristics and the validity of fin efficiency of the circular finned-tube heat exchanger by using commercial CFD code. The heat transfer coefficient obtained by using the laminar model was 22% overestimated to the experimental data. The fin surface temperature compared with the experimental data measured by the liquid crystal method. The fin efficiency by the present numerical experiment, defined as normalized and averaged fin surface temperature, was greater than the theoretical fin efficiency and the difference is increased at high value of the factor $mr{phi}$.