In this paper, quasi-static FDTD method is implemented by FORTRAN programming, and it is used for analysis of body induced current in middle frequencies. The quasi-static FDTD program is validated by comparing the calculation result with analytic solution of the test model, to which it is difficult to apply conventional FDTD. It is confirmed that the time-step is reduced by $5.68{ imes}10^6$ times. Using validated numerical technique, body induced current distribution in high resolution 3-D human model is calculated for 20[kHz] magnetic field exposure and 1[MHz] electric field exposure. Also, the effect of grounding condition of both feet on the distribution and amplitude of the induced current is analyzed. It is expected that this research can be applied to various fields including safety assessment of body induced current and development of diagnosis devices using bio-electricity.