Multifunctional textiles have been widely investigated with antimicrobial, self-cleaning, UV-protective properties, etc. Especially sol-gel coating doped with bioactive agents and special agents provides to produce multifunctional textiles. In this study, dip-coating (pad-dry) and solvothermal (exhaustion) sol-gel processes were used for coating of cotton fabric with silica and titania sols to achieve the properties mentioned above. A quaternary ammonium salt and silver salts as antimicrobial doping agent were embedded in titania sols with or without silica. Antimicrobial properties against Staphylococcus aureus ($S.$ $aureus$) of the coated fabrics were characterized. The effect of precursors, doping agents and different sol-gel processes were also compared on performance properties of the fabric samples.