In this paper, compressive strength, water permeability and abrasion resistance of concretes containing high volume fine fly ash (FFA) and fine ground palm oil fuel ash (GPA) were studied. Portland cement type I was replaced with FFA and GPA at dosages up to 70% by weight of binder. Ground river sand (GRS) was also used to replace Portland cement in order to indicate the level of filler effect. Results indicated that FFA was slightly more reactive than GPA. The replacement of 40-70% of FFA produced concretes with compressive strength, permeability and abrasion resistance comparable to those of normal concretes. The incorporation of GPA slightly reduced the performances of concretes as compared to those of FFA concretes. The reduction of Portland cement was partly compensated by the increase in pozzolanic activity of the fine fly ash and palm oil fuel ash and thus enabled the large replacement levels.