It has been reported that the plugged steam generator tube of Three Mile Island Unit 1 in America was damaged by growing flaw and then this steam generator tube destroyed the nearby steam generator tubes of normal state. On this account, stabilizer installation is necessary to prevent secondary damage of the steam generator tubes. The flow-induced vibration is one of the major causes of the fluid-elastic instability. To guarantee the structural integrity of steam generator tubes, the flow-induced vibration caused by the fluid-elastic instability is necessary to be suppressed. In this paper, the effective velocity and the critical velocity are calculated to evaluate the fluid-elastic instability. In addition, stability ratio value of the steam generator tubes is evaluated in order to propose one criterion when to determine stabilizer installation.