Soil erosion and sediment delivery ratio(SDR) were estimated by using HSPF model in 3 tributaries of upper stream of Geum river-basin. Meteorological data and other input data were constructed from 2006 to 2011 year by the HSPF model. Flow and suspended solid results were relatively matched with the measurement data through the calibration and validation of the model. Soil erosion was proportional to the amount of rainfall and the area of watershed based on the results of model calibration and validation. SDR in Moojunamdea stream was the highest and one in Cho stream was the lowest. This was effected by the geographical characteristic. SDR was 17.6% Moojunamdea stream, 9.1% Cho stream and 13.2 % Bocheong stream. As the SDR was effected by watershed area and shape factor in this study area.