Let K be a number field and fix a prime number $p$. For any set S of primes of K, we here say that an elliptic curve E over K has S-reduction if E has bad reduction only at the primes of S. There exists the set $B_{K,p}$ of primes of K satisfying that any elliptic curve over K with $B_{K,p}$-reduction has no $p$-torsion points under certain conditions. The first aim of this paper is to construct elliptic curves over K with $B_{K,p}$-reduction and a $p$-torsion point. The action of the absolute Galois group on the $p$-torsion subgroup of E gives its associated Galois representation $ar{ ho}_{E,p}$ modulo $p$. We also study the irreducibility and surjectivity of $ar{ ho}_{E,p}$ for semistable elliptic curves with $B_{K,p}$-reduction.