This study was carried out to forecast the flow rate and water quality at the inlet of the Saemangeum bay in Korea using the SWMM(Storm Water Management Model) and the WASP(Water Analysis Simulation Program), and to analyze the impacts of pollutant loading from non-point source on the water quality of the bay. The calibration and validation of flow rate and water quality were performed using those from two monitoring points in the Mankyeong river administrated by Korean Ministry of Environment as part of the national water quality monitoring network. When the river flow rate was calibrated and validated using the rainfall intensities during 2011-2012, $R^2$ (i.e., coefficient of determination) was ranged from 0.91 to 0.96. For water qualities, it was shown that $R^2$ of BOD(Biochemical Oxygen Demand) was ranged from 0.56 to 0.86, and $R^2$ of T-N(Total Nitrogen) was from 0.64 to 0.75, and $R^2$ of T-P(Total Phosphorus) was from 0.67 to 0.89. The integrated modeling system showed significant advances in the accuracy to estimate the water quality. Finally, further simulations showed that annual average flow of the river running into the bay was estimated to be $1.439{ imes}10^9m^3/year$. The discharged load of BOD, T-N, and T-P into the bay were anticipated to be 618.7 ton/year, 331.5 ton/year, and 40.4 ton/year, respectively.