This paper presents a method of simulating the protection effects of surge protective devices(SPDs) depending on the protective distance and types of input impedance of load to be protected. In order to analyze the protective performances of voltage-limiting type SPDs associated with the reflection and oscillation phenomena, the terminal voltage across load being protected and the residual voltage of SPDs were simulated by using EMTP model as functions of the protective distance and types of input impedance of loads. As a consequence, SPDs should be installed by taking into account the protective distance and input impedance of loads to achieve reliable protection of electrical and electronic equipment from lightning and switching surges. It is expected that the simulation method proposed in this paper could be practically used in design for installing SPDs in low-voltage distribution systems.