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Analysis of Authentication Methods for Smartphone Banking Service using ANP
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  • Analysis of Authentication Methods for Smartphone Banking Service using ANP
  • Analysis of Authentication Methods for Smartphone Banking Service using ANP
저자명
Park. Keon Chul,Shin. Jae Woo,Lee. Bong Gyou
간행물명
KSII Transactions on internet and information systems : TIIS
권/호정보
2014년|8권 6호|pp.2087-2103 (17 pages)
발행정보
한국인터넷정보학회
파일정보
정기간행물|ENG|
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기타
이 논문은 한국과학기술정보연구원과 논문 연계를 통해 무료로 제공되는 원문입니다.
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기타언어초록

What is an ideal authentication method for smartphone banking services? And what are the critical elements to be considered when designing it? To provide valuable insight for these questions, this study investigates various authentication requirements to be considered in smartphone banking service with the aspect of security, convenience and cost. By applying Analytic Network Process (ANP), this study first analyzes priorities among the requirements and then draws an ideal authentication method for smartphone banking service. Moreover, a sensitivity analysis has been conducted by varying the relative importance of several requirements. The results from the judgment of 72 experts revealed that, although Korean government has obliged the use of Public Key certificate, OPT and biometric alternatives may prove to be more appropriate for the smartphone banking service. These results will contribute to the provision of more secured and convenient smartphone banking services.