The industrialized countries have promoted the rehabilitation of existing housing units as a national agenda, such as green policies, whereas korea, although having a housing stock as huge as that of world countries, have focused on the growth of housing by constructing new units rather than rehabilitating existing ones. Today, it has been so long since many multiple dwellings in Seoul and in the vicinity of Seoul were constructed. There were, however, very few political efforts to encourage the rehabilitation of housing. Today, substantial time has passed since multiple dwellings in Seoul and the first-stage new cities such as Bundang and Ilsan were constructed. What is required to maintain the quality of the existing housing and use it with safety is loan programs which are able to promote the maintenance of existing a multiple dwellings. The objective of this study is to compare and analyze loan programs system of multiple dwellings of New York City, and then to propose to raise loan programs of maintenance for multiple dwellings in korea.