The purpose of the present study was to examine the relationship of spirituality and religiosity and psychological adjustment. The subject of this study consisted of 360 undergraduate students. They completed Spirituality Assessment Scale, The Religiosity Scale, The Self-Esteem Scale, Satisfaction With Life Scale, Intensity and Time Affect Survey(ITAS), subjective well-being, Personal Feelings Questionnare 2, BDI: Beck Depression Inventory, BAI: Beck Anxiety Inventory, Perceived Stress Scale(PSS). To examine the factors of spirituality and religiosity, exploratory factor analysis was executed. The main results are ; (1) Spirituality Assessment Scale was composed 28 items, 4 factors(purpose of life, transcendent, internal resources, connetedness). (2) The religiosity scale was composed was 12 items, 2 factors(public and private pray). (3) Spirituality and Religiosity factors are separate and independent concept. Also, to examine the relation of spirituality, religiosity and psychological adaptation, partial correlation analysis was executed. After spirituality was statistically controlled, religiosity was significant positive correlation with psychological maladjustment(guilt, depression, anxiety and perceived-stress). Limitation and suggestions for further research were discussed.