[Objective] The purpose of this study is to analyze the importance and performance levels of career competencies perceived by university students who have completed field practicum, from the perspective of human formation education, and to explore the educational effectiveness of co-curricular programs. [Contents] The participants of this study were 205 university students who completed a designated period of field practicum. Based on their evaluations of 30 career competencies and 22 co-curricular programs, a paired-sample t-test and Importance–Performance Analysis (IPA) were conducted. [Conclusions] The findings of this study indicate that, for most competencies, the perceived importance was significantly higher than the performance (p<.001). In particular, substantial gaps were identified in practice-oriented competencies such as field practicum competency, job understanding competency, major-related knowledge, and problem-solving ability. The IPA results showed that practical competencies were classified into the “Concentrate Here” quadrant, whereas human formation–based competencies such as responsibility, sincerity, and interpersonal skills belonged to the “Keep Up the Good Work” quadrant. In the analysis of co-curricular programs, corporate-linked programs, field practicum, and career development programs were perceived as the most important, although their performance levels remained relatively low.